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style="FONT-SIZE: 15pt; COLOR: #000000; LINE-HEIGHT: 19.5pt; FONT-FAMILY: '궁서체'; LETTER-SPACING: 3pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">가을여행</SPAN></P>
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<P 
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출근이 엊그제 같건만</SPAN></EM></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">남의 
일인줄만 았았던 정년퇴직을 </SPAN></EM></P>
<P 
style="FONT-SIZE: 15pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '궁서체'; LETTER-SPACING: 3pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify"><EM>막상 
하고 보니 심신은 말짱한데 </EM></SPAN></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">할 
일없이 빈둥빈둥 빈 둥지에 누웠으니</SPAN> </EM></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><EM><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">그리워라~ 
흘러간 그때 그 시절이여.</SPAN> </EM></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify"><BR><EM></EM></SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">저절로 
슬퍼져 주르르 흐르는 눈물</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">허무한 
마음 걷잡을 수 없고</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">괜시리 
섭섭한 마음 가눌 수 없으니</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">이것이 
바로 우울증인가 보더라.</SPAN> </P>
<P 
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<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">고집은 
웬 고집이 그리 세어지고</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">쌓이느니 
노욕이라</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">있는 
돈도 아까워 못 쓰고 못 먹고 </SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">옛 
직장 현직들이 민망함은 웬 일인고?</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify"><BR></SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">앞장서길 
좋아했던 적극적인 사람이</SPAN> </P>
<P 
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조심조심, 소극적 변태되어</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
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뒷골목이나 산길에서조차</SPAN> </P>
<P 
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따라감은 또 웬 일인고? </SPAN></P>
<P 
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<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">늙으면 
나이를 빼먹어 세 살 된다더니</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">부귀영화 
권세.출세욕 등 모두가 부질없고</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">건강최고,‘건강염려증후군’그게 
바로 병</SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
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어디가 아프지나 않나걱정도 팔자!</SPAN> </P>
<P 
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<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">무료한 
나날</SPAN></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">찾는사람도 
없고 </SPAN><SPAN 
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없어</SPAN></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">동창회나 
계모임</SPAN><SPAN 
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<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">‘묻지 
마라 산악회’라도 어디 없나?</SPAN></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify"></SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">퇴직후, 
제2의 인생 설계를 멋지게 </SPAN></P></DIV>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">퇴직의 
그 순간, 얼굴을 보람차게</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">퇴직생활을 
즐겁고 재미있게 </SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">삶의 
마지막 순간까지 편안하게....</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify"><BR></SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">누구나 
맞이하는 정년 그리고 죽음</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">해가 
지고 달이 뜨듯 또 하나의 시작을</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">어떻게 
생각하고, 어떻게적응하느냐</SPAN> </P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">그것이 
문제로다!</SPAN> </P>
<P 
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<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">늙음을 
쓸모없는 존재가 아니고</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">원로라는 
당당한자부심으로</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">새로운 
역할을 찾아 '가을여행'을 떠나자.</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">종교, 
종중(宗中),봉사, 여행,취미 등등 </SPAN></P>
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<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify"></SPAN></P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">늙음은 
결코 </SPAN></P>
<P 
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style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">잃어버린 
젊음에 대한 연민이 아닌</SPAN> </P>
<P 
style="FONT-SIZE: 11pt; MARGIN: 0pt 0pt 0pt 55pt; COLOR: #000000; TEXT-INDENT: 0pt; LINE-HEIGHT: 130%; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; TEXT-ALIGN: justify"><SPAN 
style="FONT-SIZE: 11pt; COLOR: #000000; LINE-HEIGHT: 14.3pt; FONT-FAMILY: '굴림체'; LETTER-SPACING: 2.2pt; BACKGROUND-COLOR: #ffffff; TEXT-ALIGN: justify">인생의 
황혼기에 떠나는</SPAN></P>
<P 
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'가을여행'이어야 한다.</SPAN> </P>
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